Federal Retirement Experts

Joe Carreno
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Joe Carreno, Financial Advisor

The Retirement Advantage


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About Joe Carreno

For over 30-years Joe Carreno of The Retirement Advantage has been a Federal Employee Retirement System specialist (FERS) as well as a Florida Retirement System specialist (FRS) independent advocate. An affiliate of PSRE (Public Sector Retirement Educators), a Federal Contractor & Registered Vendor to the Federal Government, also an affiliate of TSP Withdrawal Consultants.We will help you understand your FERS & FRS Benefits, TSP & Florida D.R.O.P. withdrawal options in detail while recognizing & maximizing all concurrent alternatives available.Our primary goal is to guide you into retirement with no regrets; safe, predictable, stable, for life. We look forward to visiting with you.

Recent Reviews

01 Apr, 2022

Great guy, really knows his stuff


01 Apr, 2022

Joe has been so patient and really breaks down the information we wanted about our retirement benefits.


04 Mar, 2022

I just love Joe Carreno. We had such trouble deciding what to do and Joe made our decisions so easy. I couldn\'t have done it without Joe.

Carol P


E-Books Attributed to Joe Carreno

Published Content and Articles Featuring Joe Carreno

Joe Carreno has been an approved member of the affiliate Network since 20 February 2019

The Facts About Women and Social Security

When it comes to women and Social Security, we know there is a lot of misinformation. It includes politicians and...

Will Medicare Part B premiums decrease next year?

Medicare beneficiaries should enjoy a decrease in their Part B costs next year after the federal government disclosed lower-than-anticipated spending...

Life at Retirement; How to Cope Financially

Life after retirement may not go as anticipated, especially when you run out of funds. You are not alone if...

Make 529 Day your new favorite work holiday for these four reasons

In honor of this year's 529 Plan Day, here are the fundamentals participants need to understand about this underutilized financial...

Federal Firefighters Disability Benefits

As a federal firefighter, you protect life and property and extinguish fires in federal properties such as national parks, military...

Holding Down LTC Insurance Cost

Long-term care insurance is a valuable tool for helping to cover the costs of long-term care services, such as nursing...