FERS OPM Medical Retirement – Maintain Calm Appearance

Suppose you are a federal employee who has recently encountered an accident or is facing a severe medical condition preventing them from working efficiently. Then, you have two options. Either you can get panicked and lose hope of living a stress-free life by assuming future hardship, or you can stay calm and consult a legal advisor. The best thing is to maintain a calm appearance and let your financial advisor lead the situation. Let your attorney start drafting, structuring, and submitting a realistic FERS claim for Federal Disability Retirement (FDR) through the U.S. Office of Personnel Management. Let’s understand the requirements for FERS OPM medical retirement in case of disability.

Requirements for FERS Disability Retirement eligibility

Eligibility requirements for FDR include the following:

  1. It is necessary to complete a minimum of 18 months of satisfactory federal civilian service to qualify for FERS.
  2. You must be unable to fulfill the essential responsibilities of your present post due to an accident or illness while working in a job covered by the retirement system, or your health must have worsened.
  3. Your inability to work should be predictable for at least a year with medical evidence.
  4. Your employer must attest that it cannot manage your debilitating medical condition in your current role and that it has considered you for any open positions in the same organization at the identical rank or salary level, in the same commute-time zone, for which you are eligible for reassignment. Suppose a transfer is to a position in a separate discipline or conflicts with the collective bargaining agreement requirements that cover the employee. In that case, the employee is not deemed eligible for relocation. In such circumstances, you should look for other reasonable accommodation options.
  5. Before you retire from duty or during the first year of your separation, you, your parent, or any legal person must send an application. Therefore, OPM must get your application within 12 months of your resignation or separation from employment.
  6. You have to submit a Social Security Disability claim. A Social Security disability advantage application is necessary to apply for disability retirement via FERS. Following notice from the Social Security Administration, OPM will reject the FERS disability retirement request if the claim for Social Security disability benefits is dropped for any reason.

Final words

Obtaining an FDR clearance for disability is not a more complex procedure only if you have sufficient corroborating evidence from your physicians and your organization. However, given that the OPM will want more thorough documentation of your medical symptoms, many federal workers consider it time-consuming when compiling verifiable data. Although the application procedure could seem overwhelming, do not let it stop you from doing it. Keep a calm maneuver with professional help since FDR might be advantageous to you and your family for many years.

Contact Information:
Email: Betty@PSREducators.com
Phone: 8889193252

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