Can I keep my health and life insurance benefits in retirement?

You can keep your existing health benefits under the following conditions:

1. You’re enrolled in a Federal health care insurance plan when you retire
2. You’ve been continuously covered by a Federal Employees Health Benefits Program (FEHB) program, TRICARE, or Civilian Health and Medical Program for Uniformed Services (CHAMPUS) plan for 5 years immediately before retiring; throughout your Federal employment since your first enrollment opportunity; or continuously for full periods of service beginning with the enrollment that started before January 1, 1965, and ending with the date on which you become an annuitant, whichever is shortest.
Your annuity payments start within 30 days

If you’re retiring under FERS Minimum Retirement Age Plus 10 (MRA+10), your life insurance and health care coverage will be suspended until your annuity starts.