About Betty Morales
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Betty Morales has been an approved member of the affiliate Network since 20 February 2019
Survivor Benefits Are More Than Just a Safety Net—Here’s How to Protect Your Family’s Financial Future
Key Takeaways Survivor benefits ensure your loved ones are financially secure if the unexpected happens, offering a crucial safety net...
TSP Withdrawals Can Get Tricky—Here’s How to Avoid Common Mistakes and Penalties
Key Takeaways Mismanaging TSP withdrawals can lead to unexpected penalties and tax consequences, so understanding the rules is crucial.Planning your...
Why Military Buyback Could Be the Best Career Decision You’ll Ever Make as a Civilian
Key Takeaways: Military buyback allows you to count your military service toward civilian retirement under FERS or CSRS, boosting your...
Law Enforcement Officers Get Early Retirement—But These Costly Mistakes Can Erode That Advantage Quickly
Key Takeaways Even with early retirement eligibility, law enforcement officers can lose substantial benefits due to poor timing, missed deadlines,...
Dental and Vision Coverage Under FEDVIP That Retirees Consistently Overlook Until They’re Paying Out-of-Pocket
Key Takeaways Many retirees underestimate the importance of dental and vision coverage under FEDVIP until faced with high out-of-pocket expenses.Reviewing...
Military Buyback Might Sound Smart, But It Doesn’t Always Pay Off Unless You Do the Math First
Key Takeaways Buying back your military service can increase your federal retirement annuity, but it's not always the financially wise...