About Betty Morales
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Betty Morales has been an approved member of the affiliate Network since 20 February 2019
FEHB Premium Hikes Have Hit Again—Here’s How to Make Sure You’re Not Overpaying for Health Coverage
Key Takeaways FEHB premiums increased significantly in 2025, putting financial strain on federal employees and retirees. Learn how to mitigate...
CSRS Retirement Plans Are Still Around—Here’s Why They’re Such A Big Deal For Longtime Federal Workers
Key Takeaways CSRS remains one of the most generous retirement systems for federal employees, offering benefits unmatched by its successor,...
TriCARE vs. FEHB: How Military Retirees Can Get the Most Value Out of Their Healthcare Options
Key Takeaways Military retirees have access to both TRICARE and FEHB, each offering unique benefits tailored to specific needs. Evaluating...
How Divorce Impacts Federal Employees: A Look at the Legal and Financial Challenges
Key Takeaways Divorce can significantly alter your federal retirement benefits, impacting your pension, Thrift Savings Plan (TSP), and health insurance...
Law Enforcement Officers Have Early Retirement Options That Can Change Everything—Here’s How to Qualify
Key Takeaways Law enforcement officers (LEOs) have access to early retirement options that differ significantly from standard federal retirement plans,...
What Happens to Your TSP and FEHB When You Retire Before the Standard Age?
Key Takeaways: Retiring before the standard age significantly impacts your Thrift Savings Plan (TSP) and Federal Employees Health Benefits (FEHB),...