About Betty Morales
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Betty Morales has been an approved member of the affiliate Network since 20 February 2019
CSRS Pensions Explained: How Retirees Are Thriving in a FERS-Dominated World
Key Takeaways CSRS pensions offer robust financial security, with benefits that surpass many modern retirement systems.Understanding your CSRS benefits and...
Social Security Strategies for Federal Employees: Avoiding the Common Pitfalls That Could Cost You
Key Takeaways: Avoid common Social Security mistakes by understanding how federal benefits interact with Social Security rules.Timing and strategic planning...
Halfway Retired, Fully Covered: Why Phased Retirement Could Be the Best of Both Worlds
Key Takeaways: Phased retirement allows federal employees to gradually reduce their work commitments while retaining valuable health and retirement benefits.As...
How the FERS Retirement Formula Works and Why Your High-3 Salary Matters More Than You Think
Key Takeaways The FERS retirement formula is a cornerstone of your federal retirement plan, and understanding it can significantly impact...
Social Security and Federal Retirement: How They Work Together to Help You Retire Comfortably
Key Takeaways Your Social Security benefits and federal retirement systems, like FERS and CSRS, can work together to provide financial...
Your TSP Withdrawal Playbook: What Federal Employees Need to Know to Stay Ahead
Key Takeaways Understanding the Thrift Savings Plan (TSP) withdrawal options helps federal employees make informed decisions and plan for retirement...