Todd Carmack, Financial Advisor / Fiduciary
Bedrock Investment Advisors
Glendale,Arizona
Certification: ChFEBC
About Todd Carmack
Todd Carmack grew up in Dubuque, Iowa, where he learned the concepts of hard work and the value of a dollar. Todd spent years in Boy Scouts and achieved the honor of Eagle Scout. Todd graduated from Iowa State University, moved to Chicago, spent a few years managing restaurants, and started working in financial services and insurance, helping families prepare for the high cost of college for their children. After spending years in the insurance industry, Todd moved to Arizona and started working with Federal Employees, offing education and options on their benefits. Becoming a Financial Advisor / Fiduciary can help people properly plan for the future. Todd also enjoys cooking and traveling in his free time.
Recent Reviews
Todd has fulfilled the promises he has made and and we are very satisfied in the direction of our finances in retirement.
David
Todd presents our investments in concise, easy to read language. He provides updates on a regular basis. We appreciate all Todd has done for us.
Phillip
Todd is a most knowledgeable and personable support for anyone who would appreciate his time and services
Laura
I was fortunate to find Todd, who is a master of all facets of the federal retirement system. He knows how to get the best bang for your buck as you move into the fixed income phase of your life.
Margaret
Todd has been amazing guiding us and keeping us informed of our investments. We were worried about retirement but he reassured us and continues to answer all our questions. Thank you Todd
Lisa
Todds knowledge and advice assisted us greatly in preparing for and moving into retirement. We value his future service in guiding us to a delightful and comfortable retirement.
Randy Carman
Todd was great. Incredibly knowledgeable and very helpful. We couldn't have retired knowing we had enough without Todd's very inciteful and practical advice. Thanks Todd!
Jason
E-Books Attributed to Todd Carmack
Published Content and Articles Featuring Todd Carmack
Todd Carmack has been an approved member of the affiliate Network since 20 February 2019
Government Retirement Planning Has Changed—But Most People Are Still Using a 1990s Playbook
Key Takeaways Retirement planning for government employees in 2025 requires updated thinking around longevity, income sources, and rising healthcare costs....
Retiring From Public Service in 2025 Feels Like a Moving Target—Here’s How to Stay Ahead
Key Takeaways Retiring from public service in 2025 involves more moving parts than in past decades. You need to adapt...
TSP Contributions Are Changing—Here’s What Federal Workers Need to Know About New Limits in 2025
Key Takeaways The TSP contribution limits have increased in 2025, giving federal workers and military service members more opportunities to...
FEHB Still Sets the Standard: How Federal Workers Can Use It to Save Big in 2025
Key Takeaways: Federal Employees Health Benefits (FEHB) remains a cornerstone of affordable healthcare for federal workers and retirees in 2025,...
Navigating the Ongoing Trends in OPM Retirement Processing
The Office of Personnel Management (OPM) retirement backlog saw little change in August, with processing numbers almost aligning with new...
Is it Prudent to Wait Until 70 to Claim Social Security Benefits? Let’s Look at the Statistics
It is rational to wait until age 70 to receive Social Security benefits; your monthly payments would be 35% greater...