The Hidden Costs of Special Category Retirement That Few Workers Ever Anticipate Until It’s Too Late
Key Takeaways
Special category retirement rules may seem generous on the surface, but they often carry hidden costs that can erode your long-term financial security.Understanding the trade-offs i…
This Year’s Federal Workforce Headlines May Seem Small—But the Policy Changes Aren’t
Key Takeaways
Policy updates in 2025 may not dominate headlines, but their long-term effect on your retirement timeline, benefits, and cost-sharing responsibilities is significant.If you’re a pub…
If You Haven’t Rebalanced Your TSP Portfolio in the Past Year, You Might Be Off-Track for Retirement
Key Takeaways
Failing to rebalance your TSP portfolio regularly, especially after the market volatility of 2024, may leave you exposed to more risk or return drag than you realize in 2025.A well-…
The Most Common TSP Mistakes Happen Slowly—and They’re Easy to Miss Until It’s Too Late
Key Takeaways
Many Thrift Savings Plan (TSP) mistakes develop gradually and are often overlooked until they create lasting co…
Dental and Vision Coverage for Feds Is Changing Fast—Here’s What You Need to Check This Year
Key Takeaways
FEDVIP dental and vision coverage remains stable in 2025, but critical changes in eligibility, costs, and integration with other benefits demand review.If you’re a Postal Service re…
Dental and Vision Coverage Feels Like an Afterthought—Until It’s the Only Thing That’s Not Covered
Key Takeaways
Dental and vision care often fall outside traditional retirement healthcare planning, yet both services are critical to long-term well-being.In 2025, most public sector retirees mus…