Category: Betty Morales

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Military Buyback Programs Could Be the Retirement Boost You Never Knew You Needed

Key Takeaways:
A military buyback program can be a game-changer for public sector employees with prior military service, enhancing retirement benefits significantly.The pr…

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FEHB Premium Hikes Have Hit Again—Here’s How to Make Sure You’re Not Overpaying for Health Coverage

Key Takeaways
FEHB premiums increased significantly in 2025, putting financial strain on federal employees and retirees. Learn how to mitigate these costs.Understanding y…

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CSRS Retirement Plans Are Still Around—Here’s Why They’re Such A Big Deal For Longtime Federal Workers

Key Takeaways
CSRS remains one of the most generous retirement systems for federal employees, offering benefits unmatched by its successor, FERS.Understanding the nuances…

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TriCARE vs. FEHB: How Military Retirees Can Get the Most Value Out of Their Healthcare Options

Key Takeaways
Military retirees have access to both TRICARE and FEHB, each offering unique benefits tailored to specific needs. Evaluating your healthcare priorities is essential for mak…

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How Divorce Impacts Federal Employees: A Look at the Legal and Financial Challenges

Key Takeaways
Divorce can significantly alter your federal retirement benefits, impacting your pension, Thrift Saving…

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Law Enforcement Officers Have Early Retirement Options That Can Change Everything—Here’s How to Qualify

Key Takeaways
Law enforcement officers (LEOs) have access to early retirement options that differ significantly from standard federal retirement plans, providing greater flexibility and …

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