Category: Federal Employee

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Getting Divorced as a Federal Employee? These TSP, Pension, and Health Benefit Traps Could Haunt You

Key Takeaways
Divorce can significantly affect your Thrift Savings Plan (TSP), pension benefits, and federal health insurance if not properly addressed in your divorce decree.Court orders must be…

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Special Category Retirement Plans for FAA Employees: How These Benefits Could Help You Retire Sooner

Key Takeaways
FAA employees have access to unique retirement plans tailored to their high-stakes and demanding careers, enabling earlier retirement options compared to other federal work…

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Law Enforcement Retirement Seems Generous—But Miss One Rule and It Could Cost You Big

Key Takeaways
Law enforcement officers under FERS enjoy enhanced retirement benefits, but a single misstep with eligibility rules can reduce or delay your annuity.Understanding the critical age a…

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The MRA+10 Option: Is It the Early Retirement Shortcut You’ve Been Waiting For?

Key Takeaways
The MRA+10 option lets you retire early under FERS, but it comes with a reduction to your pension unless you delay benefits.It’s a flexible choice for…

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How to Take Advantage of TSP’s Catch-Up Contributions for Bigger Retirement Savings

Key Takeaways:
Taking advantage of TSP catch-up contributions in 2025 can significantly boost your retirement savings, especially if you’re age 50 or older.The enha…

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FEGLI Premiums Keep Rising—Here’s How to Decide If You Should Keep or Cancel Your Policy

Key Takeaways
FEGLI premiums often rise as you age, significantly impacting your retirement income. It’s crucial to weigh the costs and benefits of keeping your policy.

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