Category: Federal Employee Retirement

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Capital Gains vs Ordinary Income in Retirement: Tax Treatment for Federal Retirees

Key Takeaways

Understanding the tax differences between capital gains and ordinary income helps federal retirees make informed decisions about their retirement income strategies.
Planning ahead, including managing asset sales and …

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Shift Differential and High-3 Considerations for SCE: Best Practices in 2026

Key Takeaways

Shift differential pay can impact your high-3 calculation and ultimately your retirement benefit as a federal employee.
Organized documentation and a clear understanding of eligibility are critical for Special Catego…

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Survivor Annuity Guide for Federal Employees: Rules, Options, and Key Choices

Key Takeaways

Federal survivor annuities help ensure your loved ones are financially secure after your passing.
Under…

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How to Navigate RMD Planning for TSP and IRAs: Key Rules Federal Retirees Face

Key Takeaways

Understanding the differences between TSP and IRA RMD rules helps you avoid costly mistakes.
Staying informed about RMD deadlines and rule changes is essential for

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7 Key Facts About Long-Term Disability and Offsets with FERS Explained

Key Takeaways

Offsets can significantly affect your FERS disability payments if you receive other related benefits.

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Return-to-Work Considerations After Disability: Myths vs Facts for Federal Retirees

Key Takeaways

Returning to work after disability doesn’t automatically end all federal retirement benefits; rules vary by situation.

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