
Roth and Traditional TSP Early Withdrawal Penalty
The Internal Revenue Code imposes penalties in specific instances, one of which is a 10% penalty for early withdrawals from a retirement account. What is too early? It all depends. In the following sections, we…

The Thrift Savings Plan Has New Rules in 2025—What Every Federal Employee Should Know Before Contributing
Key Takeaways:
The Thrift Savings Plan (TSP) has new contribution limits and rules for 2025, which can significantly impact your retirement savings strategy.Understanding…

TRICARE vs. FEHB for Retired Military: Which Healthcare Option Offers More Bang for Your Buck?
Key Takeaways
TRICARE and FEHB both provide robust healthcare options for retired …

How Military Buyback Could Be The Key To A Bigger, Better Retirement For Federal Employees
Key Takeaways:
Military buyback is a powerful tool that allows federal employees to increase their civilian retirement benefits by crediting military service toward their

You’re Following TSP Advice Online—But Is It Actually Helping or Hurting Your Retirement?
Key Takeaways
Online TSP advice can be misleading, especially when it lacks relevance to your age, federal benefits, or retiremen…

Dividing TSP Funds During Divorce: How Federal Employees Can Protect Their Savings
Key Takeaways
Dividing TSP funds during divorce involves unique rules and considerations specific to federal employees, requiring a clear understanding of legal and financial implications…