Category: Rick Viader

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Should you claim your social security benefits right now or wait?

When to apply for benefits is a life-altering choice. Whether you plan to retire soon or have already done so, you’ll need to decide on your

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Military Service Counts Towards Federal Retirement

Your employing agency is frequently required to collect any deposits made to them to receive military service credit before retirement. Owing to the procedural time needed, it is advisable to make arrangements well ahead of retirement. 

Ask your agency how long i…

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Exceptions to the 10 Percent Early Withdrawal Penalty

Recently, we explored the history of the 10% early withdrawal penalty and its implications for IRAs and other employer-sponsored defined contribution plans (such as the

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What Does the Medicare Open Enrollment Period Mean for Federal Retirees?

This article talks about the Medicare

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Will introducing new transparency regulations for health insurers lead to a revolution in healthcare?

Soon, consumers, employers, and just about everyone else interested in healthcare prices will have an unprecedented look at the amount insurers pay for care, potential…

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DOL Issued Final Regulations Regarding ESG Investing By Retirement Plans

In response to President Biden’s executive orders issued in 2021, the Department of Labor (DOL) has completed new regulations governing investment obligations for employee benefit plan trustees. Considering these new regulations, now is an excellent time for employers and retirement plan sp…

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