Category: Scott Fluegel

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Special Category Retirement Looks Like a Shortcut—But These Catch-22 Rules Can Delay or Reduce Your Pay

Key Takeaways
Special category retirement can offer earlier benefits, but it comes with complex eligibility rules and limitations that can delay your annuity or reduce your payout.Understanding m…

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Thinking of Retiring Early From Federal Service? These Realities Might Change Your Mind Instantly

Key Takeaways
Retiring early under FERS might drastically reduce your lifetime retirement income due to annuity reductions and delayed benefits.Health insurance,

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FEHB and Medicare: Why Federal Retirees Need Both for a Stress-Free Retirement

Key Takeaways
Combining FEHB and Medicare ensures comprehensive health coverage fo…

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FEGLI Premiums Are Rising: What Federal Workers Can Do to Keep Costs in Check

Key Takeaways
FEGLI premiums for federal employees and retirees increase significantly with age, particularly after retirement.Strategies such as reevaluating coverage needs and considering alter…

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How FERS Retirees Are Making Social Security Work for Them

Key Takeaways
Federal retirees under FERS can optimize their Social Security benefits through timing and strategic planning.

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FERS and Social Security: What Every Federal Employee Needs to Know About Claiming Both

Key Takeaways:
Understanding how FERS and Social Securi…

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