Category: Federal Employee

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CSRS Isn’t Dead Yet—But Here’s What Every Pre-1984 Federal Worker Should Be Thinking About Now

Key Takeaways

If you’re still covered under

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FEHB Coverage Isn’t Always Guaranteed in Retirement—Here’s the Decision That Can Make or Break It

Key Takeaways
You must meet the 5-year enrollment rule to continue your FEHB coverage into retirement. Missing this window can lead to permanent loss of coverage.The decision to …

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Here’s Why Postal Retirees Are Scrambling to Understand the New PSHB Rules Before It’s Too Late

Key Takeaways
The PSHB program officially replaced FEHB for Postal Service employees and retirees on January 1, 2025, and it introduces major differences in premiums,

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These Are the TSP Funds Most Federal Workers Are Quietly Moving Away From in 2025—Here’s Why

Key Takeaways
Many federal workers are shifting away from traditionally conservative TSP funds in 2025 due to inflation conce…

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Medicare Has More Moving Parts Than You Think—Especially When You’ve Got Federal Benefits Too

Key Takeaways
If you’re a federal retiree or a public sector worker nearing retirement, you must carefully align your …

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How the Introduction of FERS Changed Retirement Planning Forever for Millions of Government Workers Nationwide

Key Takeaways
The introduction of the Federal Employees Retirement System (FERS) in 1987 fundamentall…

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