Category: Federal Employee

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COBRA vs. FEHB Explained: Cost, Eligibility, and Coverage Options for Federal Retirees

Key Takeaways

Understanding the different rules and costs of COBRA and FEHB is essential for federal retirees planning healthc…

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COLA Rules for FERS vs CSRS: Key Differences in Federal Retirement Increases

Key Takeaways

FERS and

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CSRS Eligibility: Requirements, Pros and Cons, and Is It Still Available?

Key Takeaways

CSRS is not available to new federal employees, but some long-term staff may still participate if they were hired before 1984.

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CSRS Annuity Calculation Examples: Pros and Cons for Federal Employees

Key Takeaways

CSRS annuities provide stable, predictable income but have limited portability and Social Security integration.
Understanding calculation methods and scenarios empowers you to make informed

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College Funding vs Retirement Savings Priorities for Public Employees

Key Takeaways

Balancing college funding and retirement savings requires a clear understanding of your goals, b…

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How to Avoid Common Advisor Mistakes with FERS/CSRS in Retirement Planning

Key Takeaways

Regularly review and update beneficiary designations to prevent costly oversights.
Work with qualified professionals and use available resources to safeguard your retirement benefits.

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