FERS OPM Medical Retirement – The Zigzagging Life

Certain medical conditions and health issues develop with age and limit the efficiency of a person’s working ability. Such medical conditions are common for many federal employees, forcing them to live a zigzagging life working daily with critical disabilities and medical issues. These disabilities highly affect a federal employee’s working ability and financial security. Are you suffering from any medical condition that prevents you from being productive at your workplace? If yes, then this article is for you.

OPM offers several benefits and early retirement options for federal employees and U.S. Postal workers who have serious health issues and feel that their work life is in the federal government. If you have reached a point where your medical condition has made you incapable of proceeding in your chosen profession in the federal government, you can get FERS disability retirement. However, first, you need to know what it is. 

What is FERS Disability Retirement

Federal Disability Retirement is another name for FERS disability retirement, which is an option for federal employees with medical conditions. Under this federal law, employees are eligible for early retirement under the FERS Federal Disability Retirement benefits if a disability or health condition prevents them from performing at least one primary responsibility of their position. 

These medical issues can have developed on the job, or they might have been a pre-existing condition that can worsen with time. For instance, you may have severe PTSD that is worsening due to your employment with the federal armed service. Since it is a critical condition that could worsen over time if you continue to work in the environment, it could be considered a disability that would qualify you for Federal Disability Retirement.

Federal Disability Retirement provides several benefits, including continuing health and life insurance services while receiving monthly pension money. Additionally, it includes gaining more creditable years of employment, which prolong the time required until retirement eligibility may be attained. It also allows you to work for a private company and earn up to 80% of the current wages for their prior professions.

Final Advice

Rather than pushing through your disability and living a zigzagging life, you should speak with a legal practitioner who deals exclusively with federal disability retirement law. They can help you deal with qualifying for FERS disability retirement pension and disability benefits at your organization. Because applying for FERS disability retirement has several requirements that need fulfillment for the successful approval of the application.

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Bio:
Mark, a lifelong Tulsan graduated from Westminster College, Fulton, Missouri with a Bachelor of Arts in Accounting. Mark served in the United States Army as a Captain in the 486th Civil Affairs BN. Broken Arrow, Oklahoma and retired in 1996. Mark is married to his high school sweetheart Jenny and has four beautiful children. Mark’s passion for his work, which includes over 20 years in the Financial Industry started as an Oklahoma State Bank Examiner. Mark examined banks throughout Oklahoma gaining a vast knowledge and experience on bank investments, small business and family investments. Mark’s experiences include being formally trained by UBS Wealth Management, a global investment firm where he served as a Financial Consultant specializing in Wealth Management for individuals & families. Mark is a licensed Series 24 and 28 General Securities Principal and an Introducing Broker Dealer Financial Operations Principal. Additionally, Mark is a Series 7 and 66 stockbroker and Investment Advisor focusing on market driven investments for individuals, businesses and their families.

Mark specializes in providing financial knowledge, ideas, and solutions for federal employees, individuals, families and businesses. We serve as your advocate, and assist you in the design and implementation of financial strategies while providing the ideas to maximize your security and wealth. Our goal is to give you maximum control of your financial future. We provide the expertise to help you with personal issues such as: practical tax Ideas, risk management, investment solutions, and estate preservation.

Additionally, we’ve counseled hundreds of employees on their transitions from careers in federal government, and private industry to their next life stage, whether that is retirement or a second career. We specialize in devising strategies that roll your TSP, 401(k), pension plan, to a suitable IRA to meet your objectives.

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