Key Takeaways
The MRA+10 option lets you retire early under FERS, but it comes with a reduction to your pension unless you delay benefits.It’s a flexible choice for…
Retiring Early as a Federal Employee? Here’s What You Need to Know About Penalties and Perks
Key Takeaways
Retiring early as a federal employee comes with distinct benefits, but it’s essential to weigh them against potential penalties and long-term impacts on your financial stability.
Early Federal Retirements Sound Great—But This Overlooked Detail Can Ruin Your Financial Planning
Key Takeaways
Retiring early under the Federal Employees Retirement System (FERS) may sound appealing, but misjudging how your benefits are reduced and when they begin can lead to unexpected financial shortfalls…
The True Tradeoffs of Retiring Early for Federal and Postal Workers Who Think They’re Ready at 55
Key Takeaways
Retiring at 55 as a federal or postal worker can feel rewarding, but it comes with financial penalties, reduced benefits, and long-term risks you must weigh carefully.Understanding how early retirement affects your annuity, …
Retiring Early From Government Work Sounds Smart—Until You Factor in the Long-Term Costs
Key Takeaways
Leaving government service early may seem attractive, but reduced benefits, delayed eligibility for full pension, and gaps in healthcare coverage can quietly erode your long-term financial security…
Federal Employee Benefits Most Workers Never Realize They’re Eligible for Until Retirement Approaches Too Fast
Key Takeaways
Many federal employee benefits remain underutilized until retirement approaches, even though they can significantly improve your financial security and healthcare options.By underst…