Tag: FERS

Q&A: How Market Returns Impact TSP Behavior and Regional Contribution Trends

Key Takeaways

Market volatility affects TSP allocation behaviors and risk tolerance among federal employees.
Regional contribution trends can highlight participation gaps and inform better

Refunded Service and Whether to Repay: Weighing Pros & Cons for Federal Employees

Key Takeaways

Repaying refunded service can enhance your federal retirement benefits and restore lost service time.
Weigh personal finances, service goals, and future needs before making a repayment decision.

Fee-Only Federal Retirement Advisor (Pros/Cons): Advantages and Misconceptions

Key Takeaways

Fee-only federal retirement advisors offer transparent, conflict-free guidance for federal employees.
Understanding the advantages and potential limitations can help you decide if this model fits your retirement need…

Retiree Health Budget Planning: Myths vs Facts on Federal Benefits & Costs

Key Takeaways

Federal retiree benefits provide significant support, but do not cover all healthcare costs—planning and understanding your options is vital.
Access educational tools and stay updated on policy changes to make info…

How to Calculate Your Service Computation Date (SCD) for Retirement Eligibility

Key Takeaways

Accurately calculating your SCD is crucial for federal retirement planning and benefit eligi…

8 Common TSP Beneficiary Designation Pitfalls Federal Employees Should Know

Key Takeaways

Regular reviews and updates of TSP beneficiary designations are essential to ensure your wishes are honored.
Clear communication and accurate paperwork can help prevent confusion and delays for your loved ones.