Tag: M. Dutton and Associates

FEGLI Premiums Keep Rising—Here’s How to Decide If You Should Keep or Cancel Your Policy

Key Takeaways
FEGLI premiums often rise as you age, significantly impacting your retirement income. It’s crucial to weigh the costs and benefits of keeping your policy.

TSP Withdrawals Made Simple: What You Can Do Now to Avoid Retirement Penalties Later

Key Takeaways
Understanding your TSP withdrawal options now can help you …

The Real Math Behind Keeping FEGLI in Retirement When Premiums Begin Climbing Faster Than Expected

Key Takeaways
FEGLI premiums rise steeply in retirement, particularly after age 65, and can significantly impact your retirement budget if not planned for.Understanding your coverage choices, red…

Most Early Federal Retirements Sound Great on Paper—Until These Surprising Cost Penalties Start to Surface

Key Takeaways
Retiring early from federal service often brings reduced benefits, higher healthcare costs, and penalties that most employees don’t fully anticipate.Making the decision withou…

How FEHB Works Together With Medicare Without Leaving Gaps That Could Wreck Retirement Healthcare Plans

Key Takeaways
Pairing FEHB with Medicare in 2025 provides layered protection, helping you reduce gaps in coverage and unexpected costs…

Federal Workforce Headlines That Really Matter for Paychecks, Annuities, and Health Insurance Choices in Retirement

Key Takeaways
Paychecks, annuities, and health insurance decisions in retirement are tied closely to ongoing federal workforce policies. Ignoring headlines can lead to missed opportunities or unexpected expenses…