Tag: Thrift Savings Plan

Forgotten Features of CSRS That Government Workers Secretly Miss When Facing Modern Retirement Planning Choices

Key Takeaways
CSRS offered retirement benefits that remain unmatched in certain areas, especially wit…

Why Retirement Advice for Public Employees Sounds Different Than the Wall Street Soundbites You Usually Hear

Key Takeaways
Public employees face unique retirement rules, timelines, and benefits that differ significantly from the private sector, making traditional Wall Street advice less relevant.Underst…

Postal Retirement Changes That Completely Redefine Employee Benefits Starting in the Year 2025 and Beyond

Key Takeaways
The Postal Service Health Benefits (PSHB) Program replaces FEHB coverage for USPS employees and retirees beginning in 2025, introducing new rules and cost-sharing structures that directly affect

How Washington’s Latest Moves Ripple Through Federal Employee Benefits Faster Than Most Workers Ever Imagine

Key Takeaways
Policy changes in Washington in 2025 are influencing public sector retirement benefits, pay adjustments, and health coverage more quickly than in past years, leaving less room for long-term reactio…

How Military Benefits Intersect With Civilian Federal Pensions in Retirement More Than You Might Expect

Key Takeaways
Military service can significantly increase your civilian federal pension value through service credit, but you must actively buy back your time for it to count.

Divorce and FEHB Coverage: When Health Insurance Promises Suddenly Shift After Court-Ordered Settlements

Key Takeaways
Divorce can permanently change eligibility for FEHB coverage, and ex-spouses generally lose access unless they qualify under specific provisions.Court-ordered settlements often dete…