Tag: Todd Carmack

Government Retirement Planning Has Changed—But Most People Are Still Using a 1990s Playbook

Key Takeaways
Retirement planning for government employees in 2025 requires updated thinking a…

Retiring From Public Service in 2025 Feels Like a Moving Target—Here’s How to Stay Ahead

Key Takeaways
Retiring from public service in 2025 involves more moving parts than in past decades. You need to adapt your strategy to align with evolving rules, benefits, and expectations.From s…

TSP Contributions Are Changing—Here’s What Federal Workers Need to Know About New Limits in 2025

Key Takeaways

The TSP contribution limits have increased in 2025, giving federal wo…

FEHB Still Sets the Standard: How Federal Workers Can Use It to Save Big in 2025

Key Takeaways:
Federal Employees Health Benefits (FEHB) remains a cornerstone of a…

Navigating the Ongoing Trends in OPM Retirement Processing

The Office of Personnel Management (OPM) retirement backlog saw little change in August, with processing numbers almost aligning with new claims received. Despite this stability, insights into the efficiency of retirement claim processing and its broader implications continue to be of utmost imp…

Is it Prudent to Wait Until 70 to Claim Social Security Benefits? Let’s Look at the Statistics

It is rational to wait until age 70 to receive