Key Takeaways
Many retirees underestimate the importance of dental and vision coverage under FEDVIP until faced with high out-of-pocket expenses.Reviewing FEDVIP options carefully before and afte…
Military Buyback Might Sound Smart, But It Doesn’t Always Pay Off Unless You Do the Math First
Key Takeaways
Buying back your military service can increase your federal retirement annuity, but it’…
The Hidden Costs of Special Category Retirement That Few Workers Ever Anticipate Until It’s Too Late
Key Takeaways
Special category retirement rules may seem generous on the surface, but they often carry hidden costs that can erode your long-term financial security.Understanding the trade-offs i…
This Year’s Federal Workforce Headlines May Seem Small—But the Policy Changes Aren’t
Key Takeaways
Policy updates in 2025 may not dominate headlines, but their long-term effect on your retirement timeline, benefits, and cost-sharing responsibilities is significant.If you’re a pub…
If You Haven’t Rebalanced Your TSP Portfolio in the Past Year, You Might Be Off-Track for Retirement
Key Takeaways
Failing to rebalance your TSP portfolio regularly, especially after the market volatility of 2024, may leave you exposed to more risk or return drag than you realize in 2025.A well-…
The Most Common TSP Mistakes Happen Slowly—and They’re Easy to Miss Until It’s Too Late
Key Takeaways
Many Thrift Savings Plan (TSP) mistakes develop gradually and are often overlooked until they create lasting co…