Tag: Betty Morales

CSRS Pensions Explained: How Retirees Are Thriving in a FERS-Dominated World

Key Takeaways
CSRS pensions offer robust financial security, with benefits that surpass many modern retirement systems.Understanding your

Social Security Strategies for Federal Employees: Avoiding the Common Pitfalls That Could Cost You

Key Takeaways:
Avoid common Social Security mistakes by understanding how federal benefits interact with…

Halfway Retired, Fully Covered: Why Phased Retirement Could Be the Best of Both Worlds

Key Takeaways:
Phased retirement allows federal employees to gradually reduce their work commitments while retaining valuable health and retirement benefits.As of 2024, phased retirement offers a balanced approach to financial securi…

How the FERS Retirement Formula Works and Why Your High-3 Salary Matters More Than You Think

Key Takeaways
The FERS retirement formula is a cornerstone of your federal retirement plan, and underst…

Social Security and Federal Retirement: How They Work Together to Help You Retire Comfortably

Key Takeaways
Your Social Security benefits and

Your TSP Withdrawal Playbook: What Federal Employees Need to Know to Stay Ahead

Key Takeaways
Understanding the Thrift Savings Plan (TSP) withdrawal options helps federal employees make informed decisions and plan for retirement efficiently.Strategic planning of withdrawals ensures sustainable income while minim…