Key Takeaways:
Phased retirement allows federal and public sector employees to reduce their work hours while gradually transitioning into full retirement, offering financial stability and work-life balance.This flexible retirement op…
What Civilian Military Employees Often Miss About Their Retirement Perks Until It’s Too Late
Key Takeaways
Many civilian military employees overlook how different retirement rules and benefits apply to them compared to other government workers, especially when it comes to eligibility age, buyback opport…
What’s Changing with Your Health Insurance When You Retire? The FEHB Breakdown
Key Takeaways
Upon retirement, your health insurance options shift, but federal employees retain important benefits through the Federal Employees Health Benefits (
Ready to Retire? Here’s How to Squeeze Every Last Dollar from Your FERS Benefits
Key Takeaways
Maximizing FERS retirement benefits involves understanding all aspects of your pension, Social Security, and Thrift Sa…
Roth and Traditional TSP Early Withdrawal Penalty
The Internal Revenue Code imposes penalties in specific instances, one of which is a 10% penalty for early withdrawals from a retirement account. What is too early? It all depends. In the following sections, we…
The Thrift Savings Plan Has New Rules in 2025—What Every Federal Employee Should Know Before Contributing
Key Takeaways:
The Thrift Savings Plan (TSP) has new contribution limits and rules for 2025, which can significantly impact your retirement savings strategy.Understanding…