Tag: Betty Morales

Military Buyback Isn’t Just for Veterans—Why Federal Employees Shouldn’t Overlook This Valuable Option

Key Takeaways:
Military buyback allows federal employees to count their military service toward their civilian retirement, potentially increasing pension benefits.Even if…

The Retirement Advice Most Government Employees Never Hear Until They’ve Already Left

Key Takeaways
Many government employees leave valuable benefi…

Civilian Military Employees Are Missing Out on Thousands by Overlooking These Little-Known Federal Benefit Rules

Key Takeaways
Many civilian military employees miss out on thousands in retirement value simply by misunderstanding or ignoring rules around service credit,

Military Buyback Programs Could Be the Retirement Boost You Never Knew You Needed

Key Takeaways:
A military buyback program can be a game-changer for public sector employees with prior military service, enhancing retirement benefits significantly.The pr…

FEHB Premium Hikes Have Hit Again—Here’s How to Make Sure You’re Not Overpaying for Health Coverage

Key Takeaways
FEHB premiums increased significantly in 2025, putting financial strain on federal employees and retirees. Learn how to mitigate these costs.Understanding y…

CSRS Retirement Plans Are Still Around—Here’s Why They’re Such A Big Deal For Longtime Federal Workers

Key Takeaways
CSRS remains one of the most generous retirement systems for federal employees, offering benefits unmatched by its successor, FERS.Understanding the nuances…